The Great Escape 2

£460 that little escapade cost. It was obvious from the way the glass had shattered that it wasn't safety glass so it would have been unwise not to replace both windows. Time to call the insurance company, surely that's what we pay premiums for?

"I'd like to make a claim on my home insurance."

"What was the problem?"

"I was locked out the house and had to force my way in via the rear French windows and the glass smashed. I'd like to make an accidental damage claim."

"Ah, well, because you broke the glass it's not covered. It's not an accident."

"Hold on, I didn't say I broke the glass. I said I forced the door and the glass accidently fell out. I'm not claiming for the damage to the door."

"I'm sorry, but it's consequential damage and not covered."

"What was I supposed to do? I was locked out by my children! Should I just deduct it from their pocket money?"

After further pleading by letter and telephone the insurance company still refused to accept my claim. We parted company immediately afterwards.